If all we had to pay on credit cards were the amount of our transactions,wed all have a lot less debt. Unfortunately, its the interest rates that keep us in debt for years, especially if all were making are minimum monthly payments. Translation: The lower your interest rates, the better. You can certainly try asking [...]

Six months ago I blogged about U.S. banks ignoring the best line of defense against ATM credit card fraud EMV technology. But a couple of recent developments indicate a big shift in that direction. As reported by Forbes, Visa announced on August 8 its intention to start building an infrastructure for supporting EMV chip technology. [...]

Identity thieves steal identities by retrieving credit card offers from trash cans and the filling sending them in using their own addresses. Law professor Jeff Sovern reports that he told his class the Fair Credit Reporting Act requires the credit card issuers to allow consumers to opt out of the applications (15 U.S.C. § 1681b(e)), [...]

Today, the 9th Circuit Court of Appeal issued a ruling in a case in which the plaintiffs are accusing Aspire VISA, a subprime credit card, its marketing is a violation of the Credit Repair Organization Act. That Act prohibits companies from seeking advance payments for fixing the consumer’s credit. Aspire VISA offered a $300 credit [...]

Halifax has brought out a new credit card by the name of the Halifax clarity credit card which is aimed as the no nonsense markets and is said to cut the cost of travel for UK holidaymakers. It is a simple credit card with no usage fees, no foreign exchange fees and no additional charges [...]

Even students nowadays are facing a fast-paced life much as those in the corporate world do. The developments in technology ushered in various changes in the society that almost all the things that we do are being infused with technology so as to make living better, convenient, and more comfortable. Many college students nowadays try [...]