Tune in to this week’s installment of The Credit Line, hosted by Credit.com’s chairman and co-founder Adam Levin on Los Angeles’ KFWB 980 AM this Saturday, July 2nd, at 9 a.m. PST/Noon EST. The show is co-hosted by L.A. radio personality Jeff Levy. Don’t Let Your Identity Go on Vacation For many, summer is the [...]

During March, consumers increased the amount of credit they carry on a year-over-year basis across nearly every lending category, according to the latest National Credit Trends Report from the credit monitoring bureau Equifax. In particular, the amount of consumer installment loans, auto loans and credit cards spiked significantly more than other types of credit. In [...]

Tax time is coming closer. Are you still confused about the small business health care tax credits? Qualifying small businesses are eligible for several tax credits under the new health insurance law, but the details can be confusing. Now the IRS has posted a useful webinar that explains the ins and outs of the small [...]

Experian has announced it will be reporting “positive” rental data from its RentBureau® division into the traditional credit files. Experian states this will help the 50 million underbanked consumers, such as college students and recent immigrants, to build credit with on-time rental payments. Query what happens when someone falls behind in their rent. Will that [...]

Buying a house is almost always stressful. But the stakes are raised for people racing the clock to qualify for the federal homebuyer’s tax credit. Wednesday is the last day for buyers to close on their purchase if they want to get the $8,000 credit. But the National Association of Realtors says 180,000 people may [...]

Perfect does not exist in the world of credits. There are no perfect record, no perfect history and no perfect information. The world of credits evolves and revolves in its own plain imperfections. But unlike other imperfections that can be repaired; in the world of credits there are imperfections that are beyond repair if left [...]