There are many ways you may inadvertently lower your credit score. One way is renting a car with a debit card. Consumer advocate Lynnette Khalfani-Cox writing for AOL’s WalletPop: says that paying for a car rental with a debit card can actually HURT your credit rating. The reason is that most rental contracts give the [...]

There are many ways you may inadvertently lower your credit score. One way is renting a car with a debit card. Consumer advocate Lynnette Khalfani-Cox writing for AOL’s WalletPop: says that paying for a car rental with a debit card can actually HURT your credit rating. The reason is that most rental contracts give the [...]

Your credit scores are generated from a complicated scoring algorithm that takes all of the information in your credit reports and summarizes it into an easy-to-read three digit number. This three digit number helps lenders assess your credit risk and predict how likely you are to pay back a credit obligation– on time. In simpler [...]

By far the best website for credit score information is www.myfico.com. On that site, you may purchase your Equifax or Trans Union credit reports and score for $12.95. The site has information on identity theft and the factors that influence your credit score. FICO invented the credit score concept years ago. It is not surprising [...]

Everyone knows that a low credit score is a bad thing, but very few people know the actual factors that contribute to it. Many people do damage to their credit scores without realizing that their actions are prejudicing their creditworthiness. There are numerous factors that are used to calculate a credit score and being aware [...]

Did you know that you can rebuild your credit score by using QuickQuid payday loan services? Each time you repay a loan from QuickQuid, you’re improving your credit score. How does it work? Well, when you repay a cash advance on time, we inform the credit bureau1 of your timely repayments. This should positively affect [...]